Here Value of Law in Our Lives and Society

It is known by all that law is an essential part of a society. It helps to make a society trouble free and peaceful. Law is made by humans in order to change the society with the introduction of equality, justice, and fairness.

Man has made laws, so being a maker we must follow laws too. Government and courts have set these laws and they are applicable for every citizen of a country. Victims are protected by law, whereas criminals are punished by it. You must obey law to avoid its consequences.

Law is very important for a society, for not only maintaining peace but also to control systematic lives of the people. Law protects a society from anarchy, chaos and disorder. Criminal actions like trespassing, rape, steal, damage, bully, murder and terrorism are controlled by the Law. This saves the society from every criminal act.

Disasters can be caused if people live in a society and start doing things according to their wills and principles. The Law helps to prevent people from doing actions what they want. A mentality of taking revenge will be created among the masses which may turn into unlawful acts. A society will be full of illegal actions, crimes and murders, if there is no law. Rules help a society to consider even a small problem to avoid its bigger consequences in the future.

A simple waste disposal may kill many people, if not prevented now. Cleanliness will not be maintained by people, if there is no such rule. People will find their own ways of living and survival, if they are not bound by laws. A war zone can be created in the world. Laws not only maintain peace in the society but also help to run the human race without any disturbance and in proper order.

A good relationship with each other in a society is regulated by a system of laws. Conflicts are also settled down by the means of law. The respect for human rights is ensured by this procedure of rules and laws. A society can function efficiently and properly only because of the presence of laws. Crimes are being stopped to become an everyday happening with the help of laws, so that children do not grow up finding the crimes to be normal. Future generations of the human race are safe and protected because of strict orders and laws.

So, laws are not only important in the society, but also in human lives.

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About Legal Aid Society

This organization offers low-cost or free legal services to residents who have low income. The cases legal aid society handles and the guidelines for qualifying for any legal services differ by jurisdiction. The funding for this organization can come from national, regional, or local services. Legal aid society is usually a not-for-profit organization. The organization will generally have a board of directors that will determine what type of cases will be handled as well as who will qualify to receive their services. There are full-time staff attorneys that work for legal aid society. Some licensed attorneys that may offer their services. They may take a limited number of cases pro bono each year.

Some of the typical civil cases that legal aid society handles include but are not limited to:

• Landlord-tenant disputes
• Domestic abuse protective orders
• Bankruptcy
• Family law-divorce, domestic violence, and child support
• Immigration-securing the appropriate documents in order to remain in the United States, contest deportation
• Elder law-preparing wills, health care proxies, powers of attorney, helping them apply for public benefits

The cases they do not handle are criminal cases. The services offered by legal aid society range from advice and information to representation throughout the entire case. Sometimes seminars are offered to help inform the local residents about their legal rights. They will also answer basic legal questions at seminars.

Although the process to determine eligibility varies by jurisdiction, there are general steps that have to be taken in each case. The main step is to do an evaluation of the client’s assets and income. The reason is that in order to qualify for a pro bono attorney their total household income has to fall below a threshold that has been pre-determined. In the case of domestic violence or divorce situations, legal aid society may consider the spouse’s income to determine the household income. This can happen if it appears that the client does not have access to the spouse’s income. The one exception to meeting low-income requirements is victims of domestic violence, as legal aid society does not usually verify their income. The reason is that a victim of domestic violence may need urgent legal assistance like getting a protective order against the abuser.

If the applicant meets all of the eligibility requirements, the services they receive from legal aid society will be free of cost in most cases. A client may still have to pay the mandatory filing fees but there may be a fee waiver. This waiver is a request that is filed by the client requesting that the court waives the filing fee for their case. The court will generally waive the fee if they determine that the client is unable to afford the filing fee.

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This Types of Insurance Fraud

Insurance fraud is when deception is involved in the process of insurance. It could be a case when someone makes a fake claim from an insurance firm. It could also be when the insurer refuses to pay the claimant. Statistics have shown that the number of insurance frauds committed globally is rising.

The motive behind insurance frauds is greed. People are always looking to make a financial gain through insurance fraud. There are cases where people over-insure their property. Then they destroy it intentionally to claim insurance.

Types of insurance frauds:

Life Insurance:

Individuals take policies to insure their lives. When there is a reasonable amount due, they fake death and their beneficiaries claim the amount. They may appear after a few years and claim that they are suffering from memory loss.

Health Insurance:

This is when the claimant furnishes false information to the insurance company so as to avail benefits from them. Insured people commit this type of fraud in a number of ways. Some common ways are:

• Allowing the use of their policy information by someone else.

• There are cases where people claim the amount incurred for paying for prescriptions which are not prescribed by their doctor.

Medical providers commit this type of fraud as well. They may bill for services they have not provided supplies they may not have used or even altering existing claims.

This type of fraud is committed by health insurance companies also. They may delete the claims from their records, they may not pay the claimants or even deny the coverage for genuine parties.

Automobile Insurance:

In order to claim insurance, people stage accidents and collisions. It is also claimed when people report thefts of cars. It could also be claimed for a damage that existed before the policy was taken. Sometimes people claim coverage for an accident that may have occurred prior to taking the policy.

Property Insurance:

In this case, people damage their properties to make a claim. Sometimes they destroy goods which are not very valuable and make a claim for a higher amount. Individuals even fake theft in order to make a claim. Sometimes people claim the second insurance after having been covered for their losses by one insurance Company.

Insurance frauds affect the society as a whole. Fraudulent claims make insurance companies incur heavy losses. In order to make up for these losses, these companies raise the premiums of the honest policyholders. Hence, honest citizens pay a price for no fault of theirs.

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All About Insurance Lawyer

This professional specializes in different types of insurance and the lawful upholding of these different insurance policies. During a normal workday, they may work with staff and aides to track any current cases progression, complete continuing education courses like changes in insurance law, or investigate current cases. Some of the more common types of insurance include:

• Auto
• Home
• Health
• Mortgage

When you work as an insurance lawyer, you can practice in any of these areas or other divisions of insurance law. One function an insurance lawyer involves mitigating insurance law cases, which could involve both corporate and personal insurance law. The lawyer that practices mitigation may need to have the ability to gather and decipher information, have communication skills when they present the collected information to the court, and employ time management skills.

Case mitigation will often work concurrently with case investigation. Along with the staff and aides, the insurance claim lawyer will collect facts that surround the insurance case so they can present the facts to the court. The facts will be the basis for the defense of the client who has hired this lawyer to represent their case. An insurance lawyer may also oversee the writing of new insurance policies for corporate or professional clients. Insurance underwriters may complete the specific writing of these policies. The insurance lawyer is most often responsible for verifying the legality of the policy and removing any loopholes it may have.

Insurance laws do change so the insurance lawyer may need to attend continuing education seminars or take continuing education courses so they can stay up-to-date on all of the different changes. The continuing education can help the insurance lawyer provide the most effective presentation to the client that hires the attorney. In all regions, it may not be necessary to do continuing education classes in order to maintain their license in insurance law and be able to practice this type of law.

There is a long list of insurance companies, laws, and policies, which an insurance lawyer can practice. Each type of insurance does require a certain type of knowledge in regards to give their clients effective legal support that is needed to win insurance cases. An insurance lawyer can work for the defendant or victim.

To become an insurance lawyer you must have a bachelor degree and a law degree from a law school that is accredited. To be admitted to the law school you will need to have a satisfactory score on the Law School Admission Test (LSAT). In law school, you will receive intensive classroom instruction and legal learning experiences. Before you graduate, you will also need to complete an internship. Many will do this internship in a law firm that specializes in insurance law.

 

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